Insurance vs Investment: Why You Should Keep Them Separate
Insurance vs investment explained: why mixing them in endowment or money-back plans can mean low cover and low returns, and how term plus investing works better.
Investing
What Is a Demat Account? How It Works and How to Open One
What is a demat account? Learn how demat and trading accounts work, depositories and DPs, charges, how to open one online and safety tips for new investors.
Direct vs Regular Mutual Funds: Which Plan Should You Choose?
Direct vs regular mutual funds explained: expense ratio difference, long-term impact on returns, role of distributors, and how to switch or choose wisely.
Mutual Fund NAV Explained: What It Means and Common Myths
Mutual fund NAV explained: how net asset value is calculated, cut-off times, why a low NAV is not cheaper, NAV vs returns, and how to use NAV correctly.
Index Funds for Beginners: What They Are and How to Invest
Index funds for beginners: how index funds work, benefits like low cost and diversification, tracking error, index funds vs active funds, and how to start investing.
What Is Inflation and How Does It Affect Your Savings?
Understand what inflation is, how CPI is measured in India, how inflation erodes savings, real vs nominal returns, and practical ways to protect your money.
Retirement Planning in Your 30s: A Simple Step-by-Step Plan
Retirement planning in your 30s made simple: estimate your target corpus, use EPF, PPF, NPS and mutual funds, increase savings with income and avoid common mistakes.
How to Start Investing With a Small Amount: A Beginner’s Guide for India
A beginner’s guide to start investing with a small amount in India: set goals, build basics first, and choose options like SIPs, PPF and RDs from ₹100 a month.
SIP vs Lump Sum: Which Mutual Fund Investment Style Suits You?
SIP vs lump sum investing explained with examples: rupee cost averaging, market timing risk, when each works best, and how to combine both approaches.